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If your teenager has just come home with a brand new learner's permit, they're probably super excited about finally learning to drive.

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While it can be challenging to find cheap auto insurance for teens, you can lower the cost by maximizing savings opportunities. You may have to add the new driver to your policy as a permitted driver, but some insurers only allow fully licensed drivers to be added to policies. But don't let other insurers take you for a ride. For most new drivers, this will be their parents' auto insurance policy. Typically, a car insurance policy will cover a car and not necessarily whoever is driving the car, so one thing you want to determine early is the type of car your teen will be driving.

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Those who choose not to properly insure themselves will have their ca driver's license and registration suspended if stopped by a police officer during an accident or traffic stop.

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